New Construction Loans for
Real Estate Developers
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Fund Your Vision with Premier Construction Financing
Lewis Investment Group’s New Construction Loan Program equips real estate developers and investors with the capital to build non-owner-occupied residential and commercial properties from the ground up. Our construction loans deliver funding in 14-21 days, rates starting at 10.5%, and up to 85% loan-to-cost (LTC), ensuring your project stays on track. With personalized support from our expert team, we help you construct single-family homes, multi-unit developments, or commercial spaces with confidence. Apply now to transform your vision into reality.
New Construction Loan Details and Eligibility
Loan Amounts: $250,000 to $15,000,000.
Interest Rates: Starting at 10.5%, interest-only during construction phase.
LTC: Up to 85% of land and construction costs.
ACV: Up to 70% of after-completion value.
Terms: 12-24 months, with draw schedules tied to project milestones.
Eligibility: Minimum FICO score of 640, no personal income verification, emphasis on project feasibility and developer experience.
Property Types: Non-owner-occupied single-family homes, townhomes, 2-9 unit multi-family, commercial properties (e.g., retail, office).
Get pre-approved today to kickstart your construction project.
Get Started with Your New Construction Loan Today
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New Construction Loan FAQs
What Are New Construction Loans?
New construction loans are short-term financing solutions for real estate developers to cover land acquisition, permitting, and construction costs for non-owner-occupied properties. Unlike traditional bank loans, our loans focus on the project’s potential, requiring minimal personal income verification. Lewis Investment Group provides loans from $250,000 to $15,000,000 for projects like single-family homes, townhomes, multi-family units (2-9 units), and commercial properties. With terms of 12-24 months, draw schedules for construction phases, and no prepayment penalties, our loans are designed to support your development goals efficiently.
Why Choose Lewis Investment Group for New Construction Loans?
Competitive Rates: Starting at 10.5%, with interest-only payments during construction.
High Leverage: Up to 85% LTC and 70% of after-completion value (ACV)
Fast Funding: Close in 14-21 days, faster than traditional lenders’ 45-90 days.
Flexible Terms: 12-24 month terms with extensions for complex projects.
Expert Guidance: Dedicated loan officers and construction specialists.
How Our New Construction Loan Process Works
Apply Online: Submit project plans, budget, and property details via our secure form.
Pre-Approval: Receive a pre-approval letter within 48 hours.
Underwriting: Provide appraisal, permits, builder contracts, and construction timeline.
Close & Fund: Finalize and fund in 14-21 days, with draws released at key milestones (e.g., foundation, framing, completion).
Our team ensures a smooth process, keeping your project on track.
Who qualifies for a construction loan?
Developers with a minimum FICO score of 640, viable project plans, and relevant experience are eligible, with no personal income verification required.
What projects are eligible?
Non-owner-occupied single-family homes, townhomes, 2-9 unit multi-family properties, and commercial buildings with a minimum as-completed value of $250,000.
How are funds disbursed?
Funds are released in draws based on construction milestones, verified by inspections, ensuring project progress.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
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