Commercial Real Estate Loans for
Real Estate Developers
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Power Your Commercial Projects with Tailored Financing
Lewis Investment Group’s Commercial Loan Program equips real estate investors and developers with flexible financing to acquire, refinance, or develop non-owner-occupied commercial properties. Our commercial real estate loans offer funding in 14-21 days, rates starting at 6.5%, and up to 80% loan-to-value (LTV), ensuring your project moves forward seamlessly. From retail centers to office buildings, our personalized support and competitive terms help you maximize returns. Apply now to fund your next commercial venture.
Commercial Loan Details and Eligibility
Loan Amounts: $250,000 to $20,000,000.
Interest Rates: Starting at 6.5% for DSCR loans; 10.5% for bridge loans; interest-only available.
LTV: Up to 80% for acquisitions; 75% for cash-out refinances.
DSCR: Minimum 1.0 for long-term loans (property rental income must cover mortgage payment).
Terms: Bridge loans (1-3 years), long-term loans (5-30 years), or hybrid ARMs (5/1, 7/1).
Eligibility: Minimum FICO score of 660, no personal income verification for DSCR loans, focus on property
cash flow and value.
Property Types: Non-owner-occupied retail centers, office buildings, warehouses, multi-family (5+ units), mixed-use properties.
Get Started with Your Commercial Real Estate Loan Today
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Commercial Real Estate Loan FAQs
What Are New Construction Loans?
Commercial real estate loans are financing solutions for purchasing, refinancing, or developing non-owner-occupied commercial properties, such as office spaces, retail centers, warehouses, and multi-family buildings (5+ units). Unlike traditional bank loans, our loans prioritize property cash flow and value, requiring minimal personal income verification. Lewis Investment Group offers loans from $250,000 to $20,000,000 with terms from 1-30 years, including short-term bridge loans and long-term DSCR financing. With no prepayment penalties and interest-only options, our loans are designed to support your commercial real estate goals efficiently.
Why Choose Lewis Investment Group for Commercial Loans?
Competitive Rates: Starting at 6.5% for long-term loans, with interest-only options for bridge financing.
High Leverage: Up to 80% LTV for purchases and 75% for cash-out refinances, maximizing your capital.
Fast Closings: Fund in 14-21 days, outpacing traditional lenders’ 45-90 days.
Flexible Terms: Bridge loans (1-3 years), DSCR loans (5-30 years), or hybrid ARMs (5/1, 7/1) to match your strategy.
Expert Guidance: Dedicated loan officers specialize in commercial real estate, providing tailored support.
How Our Commercial Loan Process Works
Apply Online: Submit property details, financials, and project plans via our secure form.
Pre-Approval: Receive a pre-approval letter within 48 hours.
Underwriting: Provide appraisal, title insurance, lease agreements, and operating statements (if applicable).
Close & Fund: Finalize and fund in 14-21 days, with no seasoning requirements for cash-out refinances.
Our team streamlines the process to keep your commercial investments on track.
Who qualifies for a commercial loan?
Investors with a minimum FICO score of 660 and income-producing commercial properties are eligible, with no personal income verification for DSCR loans.
What properties are eligible?
Non-owner-occupied retail centers, office buildings, warehouses, multi-family buildings (5+ units), and mixed-use properties with a minimum value of $250,000.
How are funds disbursed?
Funding is available in 14-21 days, ensuring timely project execution.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
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